The Internet Payment Gateway solution provides the acquiring bank and merchants conducting electronic commerce with a cost-effective and robust way to process payment card transactions received from their customers in real-time.

The solution supports the most advanced features required by merchant acquirers and online customers, such as:
• Online verification and processing of credit and debit card transactions
• Bank customers can use the Direct Debit facility for purchases, provided the solution is connected to the core banking   application
• Virtual Terminal for Mail Order, Telephone Order processing (MOTO)
• Access to Payments via WEB, SMS & IVR
• Merchant Loyalty Management Solution
• Risk and Fraud Management
• NMAS & NMATCH (Individual & Bulk)
• 3D Secure Support (VbV and MSecure)
• Single and batch authorizations
• Digital certifications for merchant sites
• Merchant Signup and Management

The Internet Payment Gateway solution supports the following financial instruments and Internet payment methods:

• MasterCard
• Visa card
• Any proprietary card
• Debit Cards (Using the eWallet)
• Direct Account Debits (Using the eWallet)

Any other credit card type or payment instrument would be implemented according to the requirements of the Bank.