Issuing

For the issuing aspect of transaction management we offer

                   •  Application processing

                   •  New card issuance and renewal

                   •  Card personalization

                   •  Cardholder database

                   •  Cardholder accounting

                   •  Account maintenance and authorization

                   •  Pin generation and mailing

                   •  Billing and collection

                   •  Statement generation and mailing

                   •  Document storage and retrieval

                   •  Collection Management

                   •  Risk Management and Reporting

                   •  Cardholder Helpdesk

                   •  Reconciliation

                   •  MIS

                   •  Chargeback Processing

                   •  Visa, MasterCard and American Express Operations

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