We at Venture Infotek enable you to put together your own card programme - perfectly tailored to meet your requirements. Debit, Credit, Charge or Pre-paid cards - we can handle them all.

We offer the following services in Card Issuance and Management:

Besides the above mentioned services in Card Issuance and Management we also offer you:

Extensive flexibility

You can have parameterized control of each business function and the associated business rules. Key product features (interest, fees, payment plans) can be defined at multiple levels

Multi-currency support

For cross border issuing

Multi-product support

Our services support credit, debit, charge, loyalty, private label, chip, corporate, purchasing, virtual, stored value, installment lending, co-branding and affinity cards

Multi-institution support

This ensures that your card operates in a multi-institutional environment with separate business processing rules for each institution

Multi-lingual support

We ensure that multiple languages are handled simultaneously for user interface and customer communications

Modular framework

We provide structured software components addressing specific business functions, allowing the client to meet current requirements whilst providing a platform designed for future product, service and volume expansion

EMV compliance

We support full EMV compliance for the issuing aspect of your business

Multi-channel support

We offer support for Internet and Mobile Commerce and other emerging channels

Payment association compliance

We support all the major card association schemes (MasterCard, Visa and Amex) and emerging standards such as EMV and Verified by Visa, MasterCard Secured Code.

Scalability

We provide a high end multi-layer client/server based architecture designed for increased performance

Customer-centric

We deliver a global view of the bank's relationship with its client's cardholder and merchants

Real-time posting of cardholder transactions

We deliver up-to-minute views of cardholder transactions and relationship and reducing batch processes

Fraud prevention

We offer an integrated fraud detection and prevention application which can be readily configured to automate fraud prevention

Loyalty Programmes

Here we support loyalty and incentive schemes such as cash back, discounts and payment holidays

Multiple level account structures

We also offer support to sophisticated linking of accounts for companies and families with hierarchical parameterization for authorization, credit lines, reporting, etc